
Heart recovery should be about healing, not spreadsheets. We fight the insurance companies to reduce your medical debt and secure your financial longevity.
We specialize in the complex coding of cardiology and cardiac surgery to ensure you never overpay.

We scan every line item for errors, ensuring your provider didn't overcharge for simple procedures.

Our advocates negotiate directly with hospitals to lower your total balance based on your income.

Incorrect CPT codes lead to denied claims. We fix the paperwork so insurance pays their share.
Founded by a former hospital billing administrator, we saw too many families devastated by avoidable medical debt after heart procedures. We decided to move from the inside to the patient's side.
To eliminate the financial anxiety accompanying cardiac care, allowing patients to focus entirely on their physical recovery and emotional well-being.
A world where medical billing is transparent, fair, and accessible, ensuring that life-saving heart care never leads to lifelong financial ruin.
Integrity in every audit, empathy for every patient, and an uncompromising drive to secure the lowest possible cost for our clients.
Quick insights on navigating the cardiology insurance maze.




"After my valve replacement, I was facing a $12,000 out-of-pocket bill. The Pulse Collective found three coding errors and negotiated the total down to $3,200. Truly a lifesaver."
"I didn't even know where to start with my cardiology claims. They took over the phone calls and the paperwork, saving me hours of stress and thousands of dollars."
"Professional, compassionate, and aggressive in the best way possible. They treated my medical debt as a priority, and the results spoke for themselves."